" I always though that Financial Planning is just a paper game and it just a waste of time ! I use to invest without planning. Due to this very nature, I got panic during the last recession and sold all my Equity investments and also stopped SIPs…despite the fact that I needed the funds after 10 years ! Had I tagged my investments with a Goal, then would have saved myself from this re-investment Risk, which pushed me back in terms of current ROI. Free SIP Bazaar are the best guys to create Goal for you"